A lot of my friends, including myself, are finding out how expensive life truly is. Once we all moved out of our parents’ umbrella of protection, we realized expenses quickly add up.
I have been managing my budget for a long time (since I went off to college), and I had to start paying for all my bills etc. My parents gave me monthly allowance, but that’s it. I had to figure out how to allocate it towards rent, food, going out, books, etc. But being completely on our own comes with realizations of how expensive life can be.
For example, I went to the dermatologist on Saturday. My doctor prescribed three different medicines. I pick it up at my pharmacy and later checked how much the prescriptions cost. The money is automatically withdrawn from my FSA. I balked at how much the prescription was. A grand total of $190. Yikes!!! It would have been cheaper if I had refilled it through my insurance online pharmacy, but I didn’t know how to process worked. Plus, so far, my prescriptions would total to no more than $10, so I hadn’t bothered to really check. Well, I checked online and found out I need to give a fax number to my doctor and ask him to fax the prescriptions to my insurance provider. Savings? Through my insurance prescriptions will only be $70. Huge difference. Research is so important and I totally failed at this one. No more mistakes though!!! I have the fax number in my phone. $$$$$$ Cha-Ching
Tiresss??? We have to buy 4 tires this week. Right now we have received quotes for up to $750….I’m shopping around…
I spent some time with a friend on Saturday, and money came up. Money is tight for everybody. We were talking about how quickly gas adds up, and the balking cost of insurance. In retrospect, it sounded like we were both complaining about adult life. Were we actually complaining? Probably…were we being negative? No. We were happy with the fact we are adults now and have freedom. The cost of freedom though is bills and more bills….
I think we are all still in shock. It seems like we are working just to pay the bills. We save because we budget and work more. Sometimes life is slightly better than college when we were all super broke. Do we make more money now? Yes, but do we have higher expenses? Yes. Lifestyle Inflation at its greatest.
I’m not complaining here. More like expressing how I feel every time I have to pay a bill. In my mind, I often wonder if I really have to pay the bill.
Do you talk to your friends about how expensive grown up life is?