$500 of Not Planned Expenses

Hello peeps! Happy Friday! I’m so glad it’s the end of the week. I only have to get through today and then I’m free for the weekend. Although I have a lot of work to do and  I have to prep for several meetings on Monday, I’m probably going to have to take some work home.

This week has been pretty crazy busy. I don’t even remember where it went and I definitely haven’t had enough time to get everything done. I babysat on Tuesday and Wednesday we went to an event to support a friend of my hubby’s.The good news for the side hustle is that my client needs me to babysit the kids on a weekly basis on Tuesday and Wednesday from 6 to 10 pm. That’s extra moolah (cash) a week!

I, also, worked out 3X this week (Monday, Tuesday, and Thursday)! On Monday I did Tabala (30 min.) and PiYo (60 min.), on Tuesday I did Total Burn (40 min.), and Thursday I did PiYo again (60 min.). Finally, getting in the groove again. I need to start running again so I can burn even more calories!

How has your week been?

Unfortunately, as much as I have been trying to normalize our spending, it just has not been happening! :/ So far, we have about $500 of not planned expenses. My hubby had to buy contacts from Target ($381). The contacts will last for an entire year. We will get a reimbursement from our vision plan and FSA, but it’s probably going to take 4-6 weeks. Until then, it has to come out of our pockets. We, also, bought a couple of special event packages ($112). My company had an event where you buy a package of services. For example, I bought a package of 3 free oil changes at NTB for $31. I, also, bought a Texas Rangers package for $40 for 4 tickets. I bought bowling passes for $11. And paint balling passes for $30. We are planning to sell some of these to our friends. Not only do our friends get discounted prices because it’s way cheaper than to buy it at whole price, but we will be able to recoup the costs and go have some fun, as well. However, until friends pay for it, we have to eat the cost.

We still have some more expenses coming up.

  • Need to get new tires for my car
  • Buy books for my 2 graduate classes

I’m not going to lie. It feels a little tight right now. And I’m playing the timing game as to when the credit card bill is due. We have enough money to cover the bills, but it also means we won’t save as much.

It’s going to be interesting how August ends up in terms of expenses and savings. I have a target goal of $3000 to save, but I really hope we can save more. A robust target is $3500 and a stretch target is $4000.

Have a great weekend!!! What are you up to???

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11 responses to “$500 of Not Planned Expenses

  1. Getting back into the groove of things this week-being sick at the begining didn’t help me out any!
    I hear you about money being tight. I hope things start to look up for you!

    • I’m glad you’re getting back on your feet! Thanks for stopping by.
      Ugh..can’t complain too much…life could be worse. We could be super super broke like we were last year during grad school.
      But sometimes when I crunch the numbers I just start freaking out!!!

  2. I am sorry that you had some unexpected expenses. I really hate those. Might I say though that its awesome that you can put away $3k a month in savings. So far I have only been able to do 1/3 of that. Oh well. Its better than nothing.

    • I can only do $3K this month because it’s 3 paychecks due to the every two weeks pay schedule I have. Hubby’s too. So I’m really trying to put away that extra paycheck since technically we don’t have it on a regular month. But it’s harder than it looks.

  3. Unexpected expenses will creep up.. There is nothing you can do about it, other than having an emergency fund ready to handle. You are doing great and are certainly fighting the good fight.

    Great job on the working out too! I wish I could say that I had the same dedication!

    -jefferson

    • Thanks for stopping by! Yes, I know those pesky unexpected expenses arghh…part of life :)
      As far as working out, it’s such a fight to do it after work. I would rather be at home watching tv or writing lol.
      But I like to eat, so I gotta hit the gym.

  4. unexpected expenses are the an annoyance, but if you can set money to the side for them…that would be wonderful! Estimate how much you spend a year or month or every 3 months on unexpected expenses to get an idea of how much you should be saving.

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