LunchBox Conversations: New Car Smell

I’m starting a new series called Lunchbox Conversations!

Remember when we were little kids and we used to bring our lunches to school and sit around the cafeteria table and talk? Well, I never actually brought my lunch from home, but I did buy cafeteria lunches. Not the greatest of meals, I would end up giving/selling my food away. Seriously, I was in fifth grade and selling my food to my classmates. Talk about a side hustle ;) Oh how times have changed…oh wait! They haven’t!!! Guess what I do during my lunch break? Sit around the cafeteria table with my coworkers. Instead of the cheerleader, football players, nerds cliches; it’s based on department or team.

Yesterday we ended up talking about new cars and what they would buy for their new car. One of our coworkers’ car had some problems last weekend with the transmission, it’s a lease that’s up in November, and he has already thinking about his new car. He is still debating whether to lease a new car or buy. In his mind, it all depends on how often he wants a new car. His comments suddenly brought on other coworkers’ opinions about their cars. One of my coworkers is pregnant and about to have a baby. She really wants a new car because of the baby and all. I asked her if she had already finished paying off her cars. She responded “oh h*** no…..We got a really good deal on it if only my credit hadn’t been so bad then.” She later mentioned how her graduate student loans grace period ends in February, and she is not looking forward to those repayments. She just finished her MBA this week. Not to mention the home mortgage that is only 2 years old.

I am not picking on my coworker, but I really wanted to ask her how can she possibly think about getting a new car when she hasn’t even paid of her current car loans (2), student loans, and has a baby on the way!?!

We are not talking about a nice new to us, but used to the old owner car. I mean a car that is a minimum $25,000. That’s the figure she was talking about.

Am I being too harsh? Maybe, I do have an allergic reaction to debt. We have 5K in debt right now and I can’t wait until it’s gone. Hopefully by next August. But I can’t even think about getting into more debt.

I really wanted to shake her and ask how much debt do you have woman and don’t you care about your baby’s future??? Why are you not starting to pay your student loans now instead of waiting for six months???

But before I could say anything (ahem imagine I said it), my other coworkers popped in and started talking about test driving new cars like the Ford Fusion or a brand new Camarro. Maybe they are getting paid more than me??? It’s the only way the could afford such luxuries.

What do you think? Do you have similar talks?

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6 responses to “LunchBox Conversations: New Car Smell

  1. This sounds a little like my life, except that I have no baby on the way :)
    I guess it also depends on how much she owes on her old car. How much does she make versus how much debt she has? If I had a baby on the way, I would hope to think that I wouldn’t be accruing so much debt.

    • Michelle, I understand that it is okay to accrue certain debt, but I would think with a baby on the way (higher costs) they might other purchases on hold.
      Her comment on how far along paying off the car was “nowhere near paid off.”
      As far as salary, hmmm maybe 75-85K…not sure.
      I was just a little surprised at how okay she was with the debt.

  2. I think everyone has a different tolerance level. As PF bloggers, it’s fair to say we have a very low tolerance before it. She just might not be at that “ready” phase to deal with her money head on. She probably will at some point…just hope she doesn’t go further into debt before she realizes it.

  3. I love the title: “Lunchbox Conversations”! I had a yellow Cabbage Patch Kids lunchbox complete with matching thermos.

    When I first bought my car (I bought it new and it cost me, $24,000, which I will finish paying off in less than three years), I loved that new car smell. I forbade anyone to eat or drink anything aside from water in my car. Then one day I was so hungry, I bought food and ate it in the car and all hell broke lose, and now, I don’t care.

    I’m the type of person who would run my car into the ground before even thinking of buying a new car. Although my next car will be used. I’ve learned my lesson. :)

    When

    • Aww how cute! Cabbage Patch Kids. As I said in the post I never brought lunch to school. My mom was not a believe in cold lunches, and since the school didn’t have a microwave, I could never bring lunches to school. I just ate the cafeteria food…well sold it…never ate it..it was nasty.
      My used car had the new car smell!!! :) I think the person who sold it to me (rich dad) had it detailed :)
      Right now my car is a little dirty from softball orange dirt. I need to clean it! I will definitely run my car to the ground. I want to postpone buying a new car to me as much as possible. It’s so expensive!!!

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